Savings & Investment
20 YEARS TERM
14 DAYS - 65 YEARS OLD
WHAT IS THIS PRODUCT ABOUT
Looking for a financial solution that helps you realise your goals, be it buying a new house, saving for your children's education, your retirement plan or even growing your wealth?
A-Enrich Wealth is a short-pay savings plan that provides you with both savings and investment elements in a single plan. You can also maximise your investment returns via the plan's regular or ad hoc top-up options.
WHAT DOES IT PROVIDE?
SHORT PREMIUM PAYMENT TERM
Enjoy 20 years of coverage and benefits with only 10 years premium payment.
PROTECTING THE FUTURE OF YOUR LOVED ONES
Pays 200% of your coverage amount plus any account value if you pass away or suffer from total and permanent disability (TPD).
Pays 300% of your coverage amount plus any account value if you pass away or suffer from total and permanent disability (TPD) due to an accident.
Every 2 years, an Investment Booster will be allocated into your policy to boost your account value.
End of Policy Year
Investment Booster as % of Annual Premium
2, 4, 6
8, 10, 12
14, 16, 18
You will be rewarded with an additional 40% of Annual Premium payable upon policy maturity if:
- The premiums for the basic plan have been paid on time; and
- No partial withdrawal has been made from the account value (excluding the account value from regular top-up and ad hoc top- up premiums); and
- No policy loan has been taken out from the cash value.
Upon policy maturity, you will receive guaranteed 500% of Annual Premium plus any account value.
When you purchase A-Enrich Wealth and sign up as an AIA Vitality member, depending on your AIA Vitality Status, you may receive additional account value, when your policy matures or when your policy terminates due to death or TPD, without having to pay any additional premiums.
You can save more by performing an ad hoc top-up at any time or opt for a regular top-up which will take effect from the 11th policy year onwards
咨询 - A-Enrich Wealth