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A-Plus Health
Medical Protection
THIS PLAN INCLUDES EXTENSIVE COVERAGE FOR COVID-19
Coverage Period
UP TO 70, 80 OR 100 YEARS OLD OR 25 YEARS
Entry Age
14 DAYS - 70 YEARS OLD
(Also available for pre-born child)
WHAT IS THIS PRODUCT ABOUT
Personal health is one of our most valuable assets and is essential for us to enjoy a good and productive life. For this reason, A-Plus Health is designed to provide you with a complete health solution!
It comes with comprehensive medical coverage that protects you against escalating medical costs and is the first to also provide coverage for recovery treatments and medical related equipment.
We all know that prevention is better than cure. That is why A-Plus Health also reimburses you the cost for health checks and vaccinations to help you determine your health condition and identify any early signs of health issues as well as help you with illness prevention.
When you purchase A-Plus Health and sign up as an AIA Vitality member, you get to enjoy Health Rewards! Health Rewards offers you additional benefits such as waiving the deductible amount upon hospital admission, upgrading your room and board limit and/or increasing the amount in your Health Wallet every year, without having to pay any additional premium.
Terms and conditions apply.
WHAT DOES IT PROVIDE?
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COMPREHENSIVE MEDICAL PROTECTION
This plan provides you with comprehensive medical protection. It takes care of your medical bills and lets you focus on your treatment and recovery.
HEALTH WALLET - REWARDS YOU FOR NOT MAKING CLAIMS
An amount will be credited to your Health Wallet for each policy year you do not make a claim, up to 10 times. To complement your healthcare journey it provides benefits for illness prevention, extra coverage for the top 3 critical illnesses and coverage for mobility and hearing-related equipment in the case of disability and psychiatric consultation for the covered mental conditions. Upon death, any remaining amount in the Health Wallet will be payable, up to 2 times of the coverage amount of the basic plan that A-Plus Health is attached to.
OPTION TO PAY LESS
To enjoy lower premiums, you may choose a deductible amount of RM300 or RM20,000. The RM300 deductible option is only applicable for In-Patient Care, while the RM20,000 deductible option applicable for In-Patient Care and Out-Patient Care benefits.
HEALTH REWARDS - REWARDS YOU FOR STAYING HEALTHY
Sign up for AIA Vitality when you purchase A-Plus Health and also enjoy additional Health Rewards such as waiver on the deductible amount upon hospital admission, room and board limit upgrade and/or boost your Health Wallet amount.
The more healthy choices you make, the higher your AIA Vitality Status, and better your Health Rewards.
EXTENSIVE COVERAGE FOR COVID-19
Under this medical plan, you will receive extensive coverage for COVID-19. If you were to experience any side effects or complications from taking an approved COVID-19 vaccine that requires hospital admission, you will be covered for the cost of your medical treatments. Our COVID-19 coverage also includes hospitalisation in the event you contract COVID-19, whether it is an admission to a government or private hospital, as deemed necessary.
AIA A-Plus Health
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