A-Life Joy Xtra
UP TO 70, 80 OR 100 YEARS OLD
13 - 35 WEEKS OF GESTATION
14 DAYS - 15 YEARS OLD
WHAT IS THIS PRODUCT ABOUT
Becoming a parent is one of the most joyful moments in your life. Having a child changes you forever, and we would like to provide you with the comfort and security that you and your child need throughout your journey through parenthood.
A-Life Joy Xtra is a flexible investment-linked plan that provides coverage for your child, as well as a savings opportunity, with as little as RM 150 per month. We offer you the flexibility of adjusting the level of your child's protection and savings from time to time, to meet your child's ever-changing needs. Parent can now sign up as an AIA Vitality member and unlock an additional benefit - the Vitality Joy Wallet for your child upon the purchase of A-Life Joy Xtra and A-Plus ParentCare Xtra.
By attaching A-Plus Health to this plan, your child can enjoy comprehensive medical protection. Plus, for every year that you do not make a claim, you get an amount credited to a Health Wallet which can be used to claim for your child's expenses that is not normally covered by insurance such as health check ups, recovery treatments, medical care for congenital conditions and more.
Please note that this is an insurance product that is tied to the performance of the underlying assets, and is not a pure investment product such as unit trust.
WHAT DOES IT PROVIDE?
ALL-IN-ONE PROTECTION AND SAVINGS PLAN FOR YOUR CHILD
Get insurance protection for death and total and permanent disability, as well as invest to grow your savings - all in one plan.
PROTECT YOUR CHILD EVEN WHEN YOU ARE EXPECTING
You can purchase A-Life Joy Xtra for your child from as early as 13 weeks of pregnancy. If you are an A-Life Lady360 or A-Life Lady customer, you can secure coverage for your child even if you are less than 14 weeks pregnant without any medical underwriting - first in Malaysia!
ENHANCE YOUR CHILD’S EARLY YEARS COVERAGE
With A-Plus BabyCare Xtra, it provides protection for you and your child against the unexpected hospitalisation in the first 30 days, Congenital Conditions, Child Development Disorders and Pregnancy related complications. Moreover, with A-Plus Junior CriticalCare, it provides you with the financial support if your child is diagnosed with a juvenile specific critical illness that is in its early stages.
ENJOY TWICE THE COVERAGE WITH THE AUTOGROWTH FEATURE
As your child grows up, his or her coverage needs will also increase. With the AutoGrowth feature, your child’s coverage amount will automatically be doubled when he or she turns 18, without having to go through any medical underwriting.
EDUCATION SAVINGS VIA A-PLUS SCHOLARSAVER
You can build an education savings fund for your child via A-Plus ScholarSaver and qualify for personal tax relief up to RM3,000 per annum for medical and educational insurance, subject to the final decision of the Inland Revenue Board of Malaysia.
THE BEST PROTECTION START FROM YOU AS PARENT
A-Plus ParentCare Xtra covers you as a parent and it provides you with a much needed financial support by paying a lump sum benefit in the untimely event of death and total and permanent disability of a parent before your child attains the age of 25. Your child is also able to enjoy further rewards with Vitality Joy Wallet when you join AIA Vitality and stay healthy for your child.
Inquiry - A-Life Joy Xtra